How do I get a payday loan?

We provide quick and simple application process. Fill out the short application form and we will process your information within 30 minutes. You will then be sent an email confirmation and the payday loan will be deposited into your bank account the same business day.

How much can I borrow?

You can borrow any amount ranging from $100 up to $1500 till your next payday.

What can a payday loan be used for?

A payday loan can be used for any reasons. Emergency bills, medical expenses, car repair et.c.

What are the minimum requirements to qualify?

To be approved for a payday loan, you must meet the following requirements:

You must be at least 18 years of age;

You must be a U.S. resident;

You must have an active checking account;

You must be employed;

You must receive a monthly income of at least $800;

You must have a valid and active current phone number.

What if I have bad credit?

We never perform credit checks. Even if you’ve been declined by other lenders for low credit score, you can still qualify for a payday loan from PaydayLoanPost as long as you have a full-time job and receive a steady monthly income.

Where do you provide services?

We provide payday loans nationwide in compliance with federal and/or state laws.

How are fees established?

We offer the lowest possible interest rates in compliance with all applicable federal and state laws. The fees can range from $20 to $30 per $100 borrowed depending on your state, loan period and your credit score.

Will you tell me when my application is approved?

When your application has been approved, you will receive an email alert confirming your approval.

Is there a fee to apply online?

We never charge application fees. There are no hidden charges or application fees.

Is my application confidential?

We value the privacy and security of your personal and financial information. Our website uses 128-bit encryption for all submitted application forms. Your personal information is absolutely safe, and can’t be accessed by third parties.

Do you contact current or former employers?

No. At PaydayLoanPost, we operate a strict confidentiality policy.

Do I need to fax any documents?

We offer 100% online service and you don’t need to fax us any statement documents.

Do I need direct deposit?

Yes. Your bank account must be set up with direct deposit to be approved for a payday loan.

Can I apply by phone?

No. You can apply only by completing online application form.

What is the minimum payday loan term?

Our fees are based on a minimum 8 day loan term. Typically, the due date is scheduled on your next payday. There are no penalties or extra fees for an early payoff.

When do I pay back the payday loan?

You will have to pay back the loan on your next payday.

Can I pay back early?

Yes, we do not charge a prepayment penalty.

What if I can’t pay back the loan on the due date?

If supposed you fail to pay back your loan on the due date, please contact us as soon as possible. Our consultants will help you to solve your problem. You will be asked to make a small interest payment to extend your payday loan.

What collateral is required?

Collateral is not required for payday loans.

Do I need a co-signer?

Co-signer is not required.

How many existing payday loans can I have with PaydayLoanPost?

PaydayLoanPost allows only one existing payday loan per customer at any time.

I am ready to get a payday loan. Where do I go to apply?

You can go to our online application and complete it right now!

I still have questions. How can I contact you?

Click here to ask a question.